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Amortization makes settling loans less stressful by spreading the principal across a series of fixed monthly payments so that the loan will be settled by the time you make the […]

What is a credit score? It’s a score based off of the information in your credit report, ranging from 300 to 850, that dictates how well you have managed credit […]

Any business, either tangible or intangible, require fixed assets. Those assets have a lifespan of more than one year and are not easy to convert into cash such as machinery, […]

What is a personal loan? A personal loan is a type of unsecured loan that can help you in any financial crisis. You can spend funds gained from a personal […]

Almost every business need a physical place to carry out the operations from. Some entrepreneurs, especially the ones involved in online businesses tend to use their home as their place […]

What is credit card stacking? Credit cards are a great inexpensive way to finance a startup or low-revenue business when compared to other means of finance such as traditional bank […]

Think of a promissory note as a formal document, promising to pay someone a certain amount within a certain period of time. Promissory notes are used to make borrowers legally […]

“Should I rent or buy office space?”. You will find yourself asking this question at some point regardless of the type, size and structure of your business. The answer mainly […]

Assume that you met a potential investor at a small business networking event. This is the perfect opportunity to market your new business, product or idea, and secure funding. But […]

One of the biggest challenges you may face as a small business owner would be gaps in the business’s cash flow. This usually happens when customers are late on their […]

Small business grants are small sums of money offered by federal, state, local and private organizations to small business owners. Unlike loans, you don’t have to repay them but that […]

Crowdfunding is a way to raise capital from the collective effort of your friends, family, individuals, and accredited investors. It’s a young and growing market which brings together individuals who […]